The City of Loveland owns and operates its water and stormwater utilities. These utilities are operated much like a business, where residents are billed for service. The City maintains these assets and sets rates based on the needs of the utility. A benefit of having the City control these utilities is that City Council can also keep rates low in difficult economic times to protect the residents. City Council has done this in recent years, where reserves (like your savings account) have been spent so that rates did not have to increase.

Water Main Replacement Fee 

A monthly Water Main Replacement (WMR) Fee will be added to all City of Loveland water accounts, beginning with the January 2023 billing. The money will be specifically earmarked to establish a long-term water main replacement program for the city.

Fact Sheet: Water Main Replacement Fee (Beginning January 2023)

Water Rate Structure

The city's water rate structure includes a set rate for customers using up to certain number of gallons per month. This is called our "Minimum Usage Charge." Click the link below to view a presentation about the city's water rate analysis.

Presentation: Water Rate Structure

Start/Stop Utility Service

When moving to or from the city, please visit this page for instructions about utility service.

Paperless Billing

Loveland utility customers can sign up for paperless billing.

Register for Paperless Billing

City Utilities

Other Utilities

Loveland Water Tower
Monthly Utility Bill Breakdown